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Flood Figures

ZIP 70131 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,769 NFIP flood insurance policies are in force in ZIP 70131 (New Orleans, LA), with 6,373 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,769
Median annual premium
$1,006
premium only
Median annual cost
$1,264
premium + fees & surcharges
Mean annual premium
$1,629
premium only
Policies in SFHA zones
46.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$861,791,000
Contents coverage in force
$257,407,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70131 by rated flood zone
Policies Share Share bar
X 1,938 51.4%
AE 1,658 44.0%
A02 90 2.4%
B 82 2.2%
A01 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70131 by occupancy type
Policies Share Share bar
Single-family homes 3,454 91.6%
Multi-unit buildings 195 5.2%
Non-residential buildings 92 2.4%
Units in multi-unit buildings 28 0.7%

Claims history since 1978

Claims since 1978
6,373
Total paid
$35,262,852
Paid on buildings
$27,048,242
Paid on contents
$8,146,095
NFIP claims filed per year in ZIP 70131, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 363 $1,783,673
1979 16 $40,404
1980 513 $3,304,383
1981 6 $5,545
1982 104 $204,200
1983 382 $1,675,154
1984 1 $0
1985 16 $35,033
1986 1 $0
1987 4 $326
1988 81 $164,925
1989 97 $285,895
1990 98 $414,918
1991 18 $13,590
1992 18 $7,570
1993 4 $1,234
1994 21 $27,150
1995 353 $2,407,797
1996 3 $0
1997 18 $146,308
1998 136 $359,783
1999 8 $5,005
2000 27 $34,704
2001 182 $656,222
2002 182 $573,952
2003 22 $50,131
2004 10 $13,394
2005 2,824 $11,915,216
2006 17 $117,894
2007 27 $146,439
2008 128 $1,200,782
2009 64 $460,448
2010 6 $25,216
2011 175 $4,417,018
2012 145 $479,297
2013 18 $71,522
2014 4 $10,702
2015 2 $0
2016 6 $24,183
2017 6 $13,848
2018 9 $36,262
2019 14 $292,697
2020 26 $234,693
2021 201 $3,462,938
2022 2 $1,316
2024 12 $141,084
2025 3 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 2,824 $11,915,216
2011 175 $4,417,018
2021 201 $3,462,938

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