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Flood Figures

ZIP 70123 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 6,061 NFIP flood insurance policies are in force in ZIP 70123 (New Orleans, LA), with 7,890 flood claims recorded since 1978.

Policies & premiums

Policies in force
6,061
Median annual premium
$711
premium only
Median annual cost
$933
premium + fees & surcharges
Mean annual premium
$725
premium only
Policies in SFHA zones
27.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,519,480,000
Contents coverage in force
$567,039,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70123 by rated flood zone
Policies Share Share bar
X 4,365 72.0%
AE 1,642 27.1%
B 53 0.9%
A13 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70123 by occupancy type
Policies Share Share bar
Single-family homes 4,980 82.2%
Non-residential buildings 650 10.7%
Multi-unit buildings 352 5.8%
Units in multi-unit buildings 79 1.3%

Claims history since 1978

Claims since 1978
7,890
Total paid
$151,290,496
Paid on buildings
$105,563,527
Paid on contents
$43,993,543
NFIP claims filed per year in ZIP 70123, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 352 $2,509,605
1979 14 $15,032
1980 360 $1,735,107
1981 40 $54,471
1982 32 $62,135
1983 191 $554,911
1984 3 $0
1985 8 $4,437
1986 9 $8,915
1987 3 $1,420
1988 117 $477,763
1989 287 $2,167,628
1990 2 $640
1991 26 $69,217
1992 6 $4,145
1993 5 $6,472
1994 25 $267,697
1995 2,435 $81,144,511
1996 4 $9,215
1997 20 $9,898
1998 145 $689,906
1999 65 $473,896
2000 3 $0
2001 75 $352,181
2002 164 $1,588,863
2003 9 $11,031
2004 55 $1,469,125
2005 2,601 $41,789,949
2006 3 $6,257
2007 9 $63,326
2008 158 $2,849,123
2009 147 $1,823,728
2010 2 $4,856
2011 56 $492,292
2012 89 $499,136
2013 8 $6,539
2014 2 $0
2015 8 $31,216
2016 59 $1,062,232
2017 56 $887,948
2018 4 $25,119
2019 13 $310,558
2020 8 $41,725
2021 94 $818,666
2022 2 $0
2024 116 $6,889,604

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1995 2,435 $81,144,511
2005 2,601 $41,789,949
2024 116 $6,889,604

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