Skip to content
Flood Figures

ZIP 70122 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 7,039 NFIP flood insurance policies are in force in ZIP 70122 (New Orleans, LA), with 15,572 flood claims recorded since 1978.

Policies & premiums

Policies in force
7,039
Median annual premium
$859
premium only
Median annual cost
$1,148
premium + fees & surcharges
Mean annual premium
$988
premium only
Policies in SFHA zones
44.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,567,729,000
Contents coverage in force
$478,626,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70122 by rated flood zone
Policies Share Share bar
X 3,851 54.7%
AE 2,842 40.4%
A07 138 2.0%
A05 98 1.4%
B 59 0.8%
A02 29 0.4%
AO 21 0.3%
A03 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70122 by occupancy type
Policies Share Share bar
Single-family homes 5,768 81.9%
Multi-unit buildings 984 14.0%
Non-residential buildings 265 3.8%
Units in multi-unit buildings 21 0.3%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
15,572
Total paid
$1,076,163,589
Paid on buildings
$854,293,004
Paid on contents
$193,040,994
NFIP claims filed per year in ZIP 70122, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 232 $616,036
1979 14 $49,186
1980 398 $1,400,277
1981 12 $21,602
1982 95 $350,147
1983 663 $2,432,222
1984 2 $2,331
1985 10 $18,059
1986 1 $0
1987 4 $9,812
1988 84 $257,885
1989 33 $144,643
1990 166 $774,290
1991 29 $102,288
1992 16 $21,439
1993 4 $35,745
1994 10 $4,536
1995 2,504 $28,509,634
1996 4 $0
1997 7 $41,787
1998 293 $1,417,822
1999 4 $3,633
2000 14 $11,083
2001 109 $139,028
2002 494 $2,222,452
2003 46 $114,091
2004 11 $85,966
2005 9,626 $1,031,384,881
2006 8 $94,500
2007 6 $89,081
2008 76 $36,321
2009 20 $175,900
2010 1 $0
2011 9 $14,881
2012 172 $624,855
2013 5 $82,638
2014 2 $16,943
2015 4 $20,000
2016 9 $23,068
2017 57 $1,189,724
2018 1 $0
2019 33 $309,485
2020 34 $673,864
2021 199 $1,636,457
2022 7 $64,477
2023 6 $521,172
2024 31 $403,854
2025 5 $10,893
2026 2 $4,601

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 9,626 $1,031,384,881
1995 2,504 $28,509,634
1983 663 $2,432,222

Related pages