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Flood Figures

ZIP 70124 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 7,268 NFIP flood insurance policies are in force in ZIP 70124 (New Orleans, LA), with 11,139 flood claims recorded since 1978.

Policies & premiums

Policies in force
7,268
Median annual premium
$865
premium only
Median annual cost
$1,140
premium + fees & surcharges
Mean annual premium
$1,019
premium only
Policies in SFHA zones
38.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,742,293,000
Contents coverage in force
$569,285,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70124 by rated flood zone
Policies Share Share bar
X 4,529 62.3%
AE 2,278 31.3%
A03 295 4.1%
VE 93 1.3%
AO 46 0.6%
B 15 0.2%
A10 9 0.1%
A06 2 0.0%
V16 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70124 by occupancy type
Policies Share Share bar
Single-family homes 5,711 78.6%
Multi-unit buildings 1,243 17.1%
Non-residential buildings 235 3.2%
Units in multi-unit buildings 78 1.1%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
11,139
Total paid
$1,328,657,330
Paid on buildings
$1,064,414,852
Paid on contents
$234,819,915
NFIP claims filed per year in ZIP 70124, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 93 $233,518
1979 19 $73,736
1980 88 $208,003
1981 14 $13,526
1982 11 $12,816
1983 135 $298,588
1984 1 $0
1985 51 $848,907
1987 2 $17,202
1988 50 $271,817
1989 13 $51,676
1990 48 $183,196
1991 55 $313,268
1992 13 $38,304
1993 5 $172,614
1994 1 $9,449
1995 999 $7,792,429
1996 53 $528,389
1997 33 $504,559
1998 489 $4,834,991
1999 1 $0
2000 5 $0
2001 24 $91,934
2002 421 $5,413,069
2003 12 $16,931
2004 100 $1,225,925
2005 7,546 $1,285,194,064
2006 1 $0
2007 2 $0
2008 77 $1,778,483
2009 29 $373,674
2010 1 $0
2011 36 $796,801
2012 128 $2,828,969
2013 2 $0
2015 18 $260,496
2016 7 $21,375
2017 69 $1,329,475
2018 3 $15,888
2019 7 $97,725
2020 45 $1,076,527
2021 373 $10,495,877
2022 1 $0
2023 9 $157,476
2024 46 $1,073,637
2025 2 $2,018
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 7,546 $1,285,194,064
2021 373 $10,495,877
1995 999 $7,792,429

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