About Flood Figures

Flood Figures exists because the public record of American flood insurance — tens of millions of federal policy and claims records — is published as raw data that almost nobody can read. This site computes that record into plain statistics: what NFIP coverage costs in a given ZIP code, which flood zones its insured properties sit in, and what has been paid out there since 1978.

What this site is

• An independent informational service. Every statistic is computed from cited federal datasets and carries its data-as-of date; the methodology documents every definition and threshold.
• Descriptive, not predictive. Pages report what the record shows and how the governing rules work — the site publishes no forecasts and no recommendations.

What this site is not

• Not an insurance broker, agent, or advisor. Flood Figures does not provide quotes, sell insurance, or give individualized advice.
• Not a government site. Flood Figures is not affiliated with, or endorsed by, FEMA or any agency; FEMA and NFIP data are cited as sources throughout.

How the content is governed

The rules that keep the numbers honest — no predictions, no advice verbs, every figure traceable to the cited datasets, automated checks at build time — are written down in the editorial policy.