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Flood Figures

ZIP 70115 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 6,624 NFIP flood insurance policies are in force in ZIP 70115 (New Orleans, LA), with 8,840 flood claims recorded since 1978.

Policies & premiums

Policies in force
6,624
Median annual premium
$778
premium only
Median annual cost
$1,061
premium + fees & surcharges
Mean annual premium
$822
premium only
Policies in SFHA zones
20.9%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,549,988,000
Contents coverage in force
$502,535,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70115 by rated flood zone
Policies Share Share bar
X 5,099 77.0%
AE 1,064 16.1%
A01 249 3.8%
B 211 3.2%
A03 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70115 by occupancy type
Policies Share Share bar
Single-family homes 3,689 55.7%
Multi-unit buildings 2,309 34.9%
Non-residential buildings 452 6.8%
Units in multi-unit buildings 174 2.6%

Claims history since 1978

Claims since 1978
8,840
Total paid
$198,079,928
Paid on buildings
$165,887,936
Paid on contents
$30,699,866
NFIP claims filed per year in ZIP 70115, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 268 $843,483
1979 9 $7,677
1980 567 $2,753,308
1981 232 $837,014
1982 245 $660,813
1983 431 $1,645,839
1984 2 $0
1985 7 $10,104
1988 256 $1,061,281
1989 28 $78,902
1990 87 $458,438
1991 417 $2,839,939
1992 62 $306,556
1993 2 $16,726
1994 275 $1,962,440
1995 958 $11,128,865
1996 6 $21,102
1997 1 $12,049
1998 543 $4,748,905
1999 14 $52,239
2000 2 $2,750
2001 65 $157,084
2002 114 $452,037
2003 22 $111,178
2004 6 $32,834
2005 3,926 $162,939,513
2006 3 $35,526
2007 9 $71,062
2008 34 $164,391
2009 30 $203,249
2010 13 $261,515
2011 7 $10,863
2012 36 $121,388
2013 3 $30,447
2015 3 $0
2016 1 $0
2017 2 $1,278
2019 102 $3,691,421
2020 1 $0
2021 37 $87,560
2022 1 $0
2024 12 $260,155
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 3,926 $162,939,513
1995 958 $11,128,865
1998 543 $4,748,905

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