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Flood Figures

ZIP 70130 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,357 NFIP flood insurance policies are in force in ZIP 70130 (New Orleans, LA), with 2,115 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,357
Median annual premium
$785
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$918
premium only
Policies in SFHA zones
4.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$974,854,000
Contents coverage in force
$230,261,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70130 by rated flood zone
Policies Share Share bar
X 3,927 90.1%
B 202 4.6%
AE 112 2.6%
A01 109 2.5%
A08 7 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70130 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,923 67.1%
Non-residential buildings 649 14.9%
Single-family homes 609 14.0%
Units in multi-unit buildings 176 4.0%

Claims history since 1978

Claims since 1978
2,115
Total paid
$37,838,297
Paid on buildings
$29,186,990
Paid on contents
$8,651,307
NFIP claims filed per year in ZIP 70130, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 82 $333,511
1979 5 $5,999
1980 166 $1,411,551
1981 6 $11,392
1982 17 $134,241
1983 60 $351,815
1984 1 $0
1985 1 $0
1986 5 $0
1987 2 $11,628
1988 36 $343,713
1989 6 $10,756
1990 22 $170,382
1991 55 $424,174
1992 2 $764
1993 2 $9,040
1994 32 $283,301
1995 285 $4,134,478
1996 3 $8,103
1997 6 $22,399
1998 90 $928,310
1999 3 $500,000
2000 2 $70,626
2001 18 $57,322
2002 29 $184,035
2003 49 $744,188
2005 866 $18,431,913
2006 2 $34,644
2007 13 $239,178
2008 3 $1,969
2009 8 $152,896
2010 9 $153,284
2011 4 $36,374
2012 36 $136,536
2013 1 $30,361
2014 3 $138,718
2015 2 $33,811
2016 1 $0
2017 19 $506,269
2018 1 $25,000
2019 117 $6,361,369
2020 5 $88,253
2021 29 $436,968
2022 3 $71,671
2024 7 $753,355
2025 1 $54,000

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 866 $18,431,913
2019 117 $6,361,369
1995 285 $4,134,478

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