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Flood Figures

ZIP 70128 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,705 NFIP flood insurance policies are in force in ZIP 70128 (New Orleans, LA), with 7,023 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,705
Median annual premium
$855
premium only
Median annual cost
$1,083
premium + fees & surcharges
Mean annual premium
$825
premium only
Policies in SFHA zones
5.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$589,113,000
Contents coverage in force
$209,726,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70128 by rated flood zone
Policies Share Share bar
X 2,545 94.1%
AE 79 2.9%
A04 45 1.7%
AO 32 1.2%
B 3 0.1%
AOB 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70128 by occupancy type
Policies Share Share bar
Single-family homes 2,518 93.1%
Multi-unit buildings 122 4.5%
Non-residential buildings 60 2.2%
Units in multi-unit buildings 5 0.2%

Claims history since 1978

Claims since 1978
7,023
Total paid
$711,151,218
Paid on buildings
$582,278,284
Paid on contents
$126,766,600
NFIP claims filed per year in ZIP 70128, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 13 $26,058
1979 4 $962
1980 38 $76,651
1981 2 $1,663
1982 5 $2,200
1983 56 $107,655
1984 2 $0
1985 10 $49,677
1987 2 $0
1988 12 $18,652
1989 8 $14,223
1990 7 $5,334
1991 18 $7,084
1992 9 $1,615
1993 3 $512
1994 1 $0
1995 414 $1,449,615
1996 5 $12,557
1997 3 $1,156
1998 84 $192,855
1999 4 $0
2000 13 $12,609
2001 114 $221,583
2002 185 $384,244
2003 31 $43,162
2004 23 $24,379
2005 5,481 $706,626,855
2006 4 $0
2007 2 $0
2008 77 $88,627
2009 16 $53,254
2010 1 $0
2011 14 $87,614
2012 104 $304,709
2013 6 $15,264
2014 8 $35,891
2015 8 $25,090
2016 16 $37,745
2017 15 $66,204
2018 1 $3,388
2019 5 $62,408
2020 8 $37,044
2021 152 $921,815
2022 3 $21,647
2023 6 $26,945
2024 28 $82,274
2025 1 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5,481 $706,626,855
1995 414 $1,449,615
2021 152 $921,815

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