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Flood Figures

ZIP 70127 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,629 NFIP flood insurance policies are in force in ZIP 70127 (New Orleans, LA), with 7,798 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,629
Median annual premium
$810
premium only
Median annual cost
$1,073
premium + fees & surcharges
Mean annual premium
$816
premium only
Policies in SFHA zones
7.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$581,882,000
Contents coverage in force
$193,216,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70127 by rated flood zone
Policies Share Share bar
X 2,411 91.7%
AE 128 4.9%
A04 65 2.5%
B 15 0.6%
AO 8 0.3%
AOB 1 0.0%
A01 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70127 by occupancy type
Policies Share Share bar
Single-family homes 2,180 82.9%
Multi-unit buildings 282 10.7%
Non-residential buildings 161 6.1%
Units in multi-unit buildings 6 0.2%

Claims history since 1978

Claims since 1978
7,798
Total paid
$664,695,410
Paid on buildings
$544,500,769
Paid on contents
$115,300,022
NFIP claims filed per year in ZIP 70127, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 48 $97,648
1979 6 $2,215
1980 107 $235,855
1981 12 $19,811
1982 11 $6,487
1983 163 $445,407
1984 1 $0
1985 14 $128,179
1988 23 $7,494
1989 13 $20,970
1990 25 $60,850
1991 17 $69,390
1992 7 $1,594
1993 7 $1,062
1994 2 $1,985
1995 812 $7,502,939
1996 6 $5,393
1997 3 $9,815
1998 105 $216,746
1999 1 $0
2000 10 $4,971
2001 132 $255,952
2002 214 $502,945
2003 58 $166,372
2004 14 $5,086
2005 5,537 $652,264,299
2006 5 $0
2007 6 $12,369
2008 83 $119,402
2009 19 $47,226
2010 6 $4,672
2011 9 $1,701
2012 95 $284,484
2013 3 $0
2014 4 $22,419
2015 10 $51,760
2016 11 $7,045
2017 15 $67,916
2018 2 $0
2019 6 $146,658
2020 21 $34,431
2021 132 $1,729,722
2022 3 $2,306
2023 2 $0
2024 14 $117,788
2025 2 $12,047
2026 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5,537 $652,264,299
1995 812 $7,502,939
2021 132 $1,729,722

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