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Flood Figures

ZIP 70126 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,243 NFIP flood insurance policies are in force in ZIP 70126 (New Orleans, LA), with 13,160 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,243
Median annual premium
$854
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$975
premium only
Policies in SFHA zones
26.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$904,761,000
Contents coverage in force
$290,659,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70126 by rated flood zone
Policies Share Share bar
X 3,081 72.6%
AE 967 22.8%
A04 105 2.5%
B 31 0.7%
A07 25 0.6%
AO 12 0.3%
VE 11 0.3%
A02 9 0.2%
A14 1 0.0%
V16 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70126 by occupancy type
Policies Share Share bar
Single-family homes 3,337 78.6%
Multi-unit buildings 622 14.7%
Non-residential buildings 268 6.3%
Units in multi-unit buildings 13 0.3%
Mobile homes 3 0.1%

Claims history since 1978

Claims since 1978
13,160
Total paid
$928,401,324
Paid on buildings
$744,401,202
Paid on contents
$167,596,533
NFIP claims filed per year in ZIP 70126, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 145 $399,711
1979 15 $17,111
1980 233 $925,181
1981 18 $3,773
1982 17 $49,406
1983 597 $3,361,513
1984 1 $0
1985 26 $762,356
1986 6 $17,343
1987 2 $0
1988 122 $461,381
1989 21 $49,829
1990 213 $1,686,827
1991 22 $17,039
1992 13 $8,224
1993 6 $19,775
1994 13 $94,480
1995 1,945 $27,125,040
1996 9 $18,021
1997 8 $51,737
1998 147 $1,902,767
1999 5 $7,190
2000 8 $2,905
2001 197 $688,468
2002 564 $4,994,922
2003 72 $254,782
2004 31 $134,559
2005 8,081 $877,936,844
2006 4 $33,860
2007 8 $28,096
2008 111 $3,594,781
2009 21 $191,782
2010 1 $0
2011 19 $380,652
2012 177 $1,721,644
2013 1 $0
2014 2 $5,365
2015 1 $0
2016 15 $55,426
2017 2 $5,000
2018 4 $42,522
2019 8 $50,135
2020 23 $100,347
2021 189 $826,421
2022 11 $152,090
2023 1 $0
2024 23 $222,016
2025 1 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 8,081 $877,936,844
1995 1,945 $27,125,040
2002 564 $4,994,922

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