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Flood Figures

ZIP 70118 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,565 NFIP flood insurance policies are in force in ZIP 70118 (New Orleans, LA), with 10,005 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,565
Median annual premium
$835
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$903
premium only
Policies in SFHA zones
16.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,332,610,000
Contents coverage in force
$459,093,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70118 by rated flood zone
Policies Share Share bar
X 4,476 80.4%
AE 730 13.1%
B 167 3.0%
A01 149 2.7%
A03 43 0.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70118 by occupancy type
Policies Share Share bar
Single-family homes 3,226 58.0%
Multi-unit buildings 1,801 32.4%
Non-residential buildings 463 8.3%
Units in multi-unit buildings 71 1.3%
Mobile homes 4 0.1%

Claims history since 1978

Claims since 1978
10,005
Total paid
$332,802,650
Paid on buildings
$276,642,028
Paid on contents
$52,938,433
NFIP claims filed per year in ZIP 70118, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 292 $905,112
1979 8 $50,933
1980 499 $1,531,852
1981 142 $374,550
1982 207 $381,459
1983 599 $3,274,672
1984 2 $267
1985 10 $35,406
1986 2 $0
1987 1 $0
1988 189 $625,369
1989 36 $57,117
1990 26 $90,164
1991 308 $1,610,415
1992 35 $84,721
1993 1 $159
1994 67 $255,391
1995 1,187 $13,001,870
1996 1 $3,421
1997 2 $752
1998 485 $3,735,106
1999 7 $1,163
2000 10 $3,254
2001 104 $397,374
2002 309 $1,928,106
2003 15 $12,394
2004 16 $38,046
2005 4,761 $291,593,586
2006 16 $121,633
2007 17 $56,120
2008 69 $157,245
2009 47 $404,862
2010 11 $39,129
2011 5 $14,550
2012 97 $562,844
2013 1 $0
2015 4 $76,202
2016 4 $0
2017 12 $144,643
2018 3 $5,011
2019 177 $5,260,684
2020 4 $0
2021 176 $4,665,751
2022 1 $0
2023 8 $240,872
2024 18 $324,418
2026 14 $736,026

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 4,761 $291,593,586
1995 1,187 $13,001,870
2019 177 $5,260,684

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