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Flood Figures

ZIP 70121 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,699 NFIP flood insurance policies are in force in ZIP 70121 (New Orleans, LA), with 3,073 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,699
Median annual premium
$582
premium only
Median annual cost
$822
premium + fees & surcharges
Mean annual premium
$614
premium only
Policies in SFHA zones
28.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$601,219,600
Contents coverage in force
$175,697,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70121 by rated flood zone
Policies Share Share bar
X 1,782 66.0%
AE 808 29.9%
B 107 4.0%
A 1 0.0%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70121 by occupancy type
Policies Share Share bar
Single-family homes 1,760 65.2%
Multi-unit buildings 604 22.4%
Non-residential buildings 242 9.0%
Units in multi-unit buildings 93 3.4%

Claims history since 1978

Claims since 1978
3,073
Total paid
$35,306,927
Paid on buildings
$24,931,754
Paid on contents
$10,286,988
NFIP claims filed per year in ZIP 70121, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 173 $394,325
1979 5 $3,765
1980 150 $312,450
1981 22 $64,845
1982 35 $71,608
1983 191 $443,745
1985 8 $11,848
1986 1 $0
1987 3 $4,116
1988 32 $88,382
1989 28 $80,212
1990 1 $4,495
1991 178 $785,695
1992 12 $68,670
1993 1 $2,845
1994 42 $272,137
1995 581 $8,258,664
1996 4 $10,250
1997 6 $22,433
1998 51 $379,503
1999 2 $8,837
2001 15 $60,549
2002 27 $95,258
2003 2 $3,863
2004 28 $343,910
2005 1,275 $19,901,890
2006 12 $139,351
2008 56 $546,833
2009 24 $473,375
2010 6 $67,696
2011 6 $39,751
2012 29 $40,754
2015 1 $0
2016 4 $90,777
2018 1 $0
2019 10 $419,839
2020 3 $14,051
2021 22 $107,275
2022 2 $3,759
2024 24 $1,669,172

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,275 $19,901,890
1995 581 $8,258,664
2024 24 $1,669,172

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