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Flood Figures

ZIP 70117 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,390 NFIP flood insurance policies are in force in ZIP 70117 (New Orleans, LA), with 10,175 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,390
Median annual premium
$855
premium only
Median annual cost
$1,090
premium + fees & surcharges
Mean annual premium
$909
premium only
Policies in SFHA zones
21.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$947,626,000
Contents coverage in force
$293,724,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70117 by rated flood zone
Policies Share Share bar
X 3,335 76.0%
AE 804 18.3%
B 133 3.0%
A02 59 1.3%
A01 55 1.3%
A03 3 0.1%
C 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70117 by occupancy type
Policies Share Share bar
Single-family homes 2,688 61.2%
Multi-unit buildings 1,394 31.8%
Non-residential buildings 263 6.0%
Units in multi-unit buildings 44 1.0%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
10,175
Total paid
$430,352,454
Paid on buildings
$335,873,217
Paid on contents
$84,864,035
NFIP claims filed per year in ZIP 70117, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 342 $784,143
1979 17 $7,633
1980 593 $2,276,206
1981 8 $15,660
1982 48 $49,435
1983 473 $1,644,767
1984 2 $0
1985 29 $620,355
1986 13 $121,834
1988 97 $434,163
1989 30 $227,963
1990 92 $482,705
1991 22 $27,511
1992 12 $30,167
1993 1 $0
1994 6 $11,466
1995 1,086 $9,209,718
1996 11 $15,006
1997 35 $126,483
1998 162 $687,577
1999 5 $0
2000 13 $0
2001 175 $406,895
2002 446 $1,491,033
2003 34 $50,969
2004 20 $40,965
2005 5,884 $404,737,046
2006 6 $0
2007 1 $15,849
2008 76 $1,640,992
2009 10 $43,506
2010 1 $0
2011 5 $3,660
2012 101 $352,726
2013 2 $0
2014 6 $29,901
2015 2 $0
2016 2 $0
2017 50 $831,742
2019 54 $1,006,287
2020 20 $188,442
2021 154 $2,151,827
2022 5 $0
2023 1 $0
2024 10 $225,885
2025 13 $361,937

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5,884 $404,737,046
1995 1,086 $9,209,718
1980 593 $2,276,206

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