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Flood Figures

ZIP 70116 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,492 NFIP flood insurance policies are in force in ZIP 70116 (New Orleans, LA), with 2,326 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,492
Median annual premium
$731
premium only
Median annual cost
$1,066
premium + fees & surcharges
Mean annual premium
$776
premium only
Policies in SFHA zones
12.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$562,670,000
Contents coverage in force
$143,384,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70116 by rated flood zone
Policies Share Share bar
X 2,052 82.3%
AE 165 6.6%
B 144 5.8%
A01 106 4.3%
A03 25 1.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70116 by occupancy type
Policies Share Share bar
Multi-unit buildings 1,304 52.3%
Single-family homes 789 31.7%
Non-residential buildings 252 10.1%
Units in multi-unit buildings 147 5.9%

Claims history since 1978

Claims since 1978
2,326
Total paid
$67,361,575
Paid on buildings
$55,638,400
Paid on contents
$11,272,554
NFIP claims filed per year in ZIP 70116, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 35 $124,992
1979 2 $2,579
1980 53 $317,220
1981 3 $5,710
1982 2 $218
1983 39 $482,006
1985 1 $0
1986 2 $0
1988 23 $40,315
1989 8 $1,055
1990 11 $28,545
1991 10 $62,121
1992 1 $0
1994 2 $1,341
1995 120 $1,227,683
1998 45 $384,671
1999 1 $2,339
2000 2 $0
2001 14 $26,849
2002 74 $333,609
2003 6 $11,422
2004 4 $0
2005 1,673 $59,134,717
2006 1 $0
2007 2 $18,864
2008 12 $3,038
2009 6 $74,525
2010 1 $0
2011 1 $5,500
2012 26 $101,496
2013 1 $0
2015 1 $0
2016 1 $0
2017 50 $2,872,704
2018 10 $84,988
2019 43 $1,527,537
2020 10 $79,526
2021 24 $23,268
2023 1 $23,795
2024 5 $358,940

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,673 $59,134,717
2017 50 $2,872,704
2019 43 $1,527,537

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