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Flood Figures

ZIP 70114 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,179 NFIP flood insurance policies are in force in ZIP 70114 (New Orleans, LA), with 3,754 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,179
Median annual premium
$860
premium only
Median annual cost
$1,256
premium + fees & surcharges
Mean annual premium
$1,412
premium only
Policies in SFHA zones
33.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$485,519,000
Contents coverage in force
$151,374,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70114 by rated flood zone
Policies Share Share bar
X 1,356 62.2%
AE 727 33.4%
B 76 3.5%
A02 20 0.9%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70114 by occupancy type
Policies Share Share bar
Single-family homes 1,567 71.9%
Multi-unit buildings 414 19.0%
Non-residential buildings 186 8.5%
Units in multi-unit buildings 12 0.6%

Claims history since 1978

Claims since 1978
3,754
Total paid
$21,959,079
Paid on buildings
$16,893,425
Paid on contents
$5,000,269
NFIP claims filed per year in ZIP 70114, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 187 $706,421
1979 22 $44,394
1980 536 $3,064,307
1981 2 $0
1982 116 $306,418
1983 269 $1,323,603
1984 3 $448
1985 8 $11,917
1986 1 $0
1988 63 $178,279
1989 25 $82,114
1990 32 $164,901
1991 9 $27,549
1992 5 $20,168
1994 12 $28,212
1995 293 $2,627,412
1996 2 $0
1997 43 $282,281
1998 94 $583,573
2000 6 $644
2001 116 $433,756
2002 211 $1,749,130
2003 12 $15,154
2004 2 $0
2005 1,396 $7,920,645
2006 1 $12,709
2007 15 $110,015
2008 65 $183,207
2009 10 $32,760
2010 4 $3,385
2011 7 $65,698
2012 60 $474,218
2013 5 $4,817
2014 1 $10,935
2015 1 $0
2016 1 $0
2017 2 $0
2018 2 $15,113
2019 19 $164,202
2020 7 $11,196
2021 67 $608,300
2023 2 $1,118
2024 7 $92,132
2025 13 $597,952

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 1,396 $7,920,645
1980 536 $3,064,307
1995 293 $2,627,412

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