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Flood Figures

ZIP 70112 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 815 NFIP flood insurance policies are in force in ZIP 70112 (New Orleans, LA), with 1,181 flood claims recorded since 1978.

Policies & premiums

Policies in force
815
Median annual premium
$918
premium only
Median annual cost
$1,367
premium + fees & surcharges
Mean annual premium
$1,220
premium only
Policies in SFHA zones
18.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$232,518,000
Contents coverage in force
$68,686,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70112 by rated flood zone
Policies Share Share bar
X 460 56.4%
AE 320 39.3%
A01 19 2.3%
B 12 1.5%
A04 3 0.4%
C 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70112 by occupancy type
Policies Share Share bar
Multi-unit buildings 487 59.8%
Non-residential buildings 206 25.3%
Single-family homes 84 10.3%
Units in multi-unit buildings 37 4.5%
Mobile homes 1 0.1%

Claims history since 1978

Claims since 1978
1,181
Total paid
$72,956,279
Paid on buildings
$56,425,915
Paid on contents
$16,429,145
NFIP claims filed per year in ZIP 70112, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 65 $873,547
1979 4 $5,212
1980 83 $990,798
1981 7 $30,254
1982 6 $26,340
1983 33 $260,399
1985 3 $13,072
1986 1 $0
1988 20 $37,335
1989 1 $0
1990 13 $24,970
1991 46 $948,965
1992 2 $21,249
1993 1 $0
1994 1 $1,899
1995 120 $4,338,745
1997 1 $0
1998 67 $1,161,877
2000 2 $7,836
2001 3 $0
2002 26 $127,334
2003 20 $387,678
2004 1 $0
2005 442 $47,375,318
2006 2 $0
2007 5 $157,521
2008 5 $43,569
2009 3 $187,502
2010 9 $174,531
2011 1 $0
2012 8 $69,716
2014 1 $0
2015 1 $0
2017 55 $5,358,509
2018 1 $54,978
2019 112 $9,989,570
2020 3 $100,471
2021 4 $0
2024 1 $93,962
2025 2 $93,122

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 442 $47,375,318
2019 112 $9,989,570
2017 55 $5,358,509

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