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Flood Figures

ZIP 33351 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 996 NFIP flood insurance policies are in force in ZIP 33351 (Fort Lauderdale, FL), with 944 flood claims recorded since 1978.

Policies & premiums

Policies in force
996
Median annual premium
$553
premium only
Median annual cost
$756
premium + fees & surcharges
Mean annual premium
$639
premium only
Policies in SFHA zones
29.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$252,969,000
Contents coverage in force
$79,690,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33351 by rated flood zone
Policies Share Share bar
X 672 67.5%
AH 296 29.7%
AE 22 2.2%
AHB 6 0.6%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33351 by occupancy type
Policies Share Share bar
Single-family homes 714 71.7%
Multi-unit buildings 127 12.8%
Non-residential buildings 114 11.4%
Units in multi-unit buildings 41 4.1%

Claims history since 1978

Claims since 1978
944
Total paid
$2,579,218
Paid on buildings
$2,042,153
Paid on contents
$537,066
NFIP claims filed per year in ZIP 33351, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 111 $25,640
1980 1 $0
1981 66 $16,061
1982 3 $2,698
1983 8 $1,374
1984 3 $0
1985 3 $0
1986 1 $0
1988 7 $9,337
1991 5 $0
1992 13 $34,129
1993 1 $97
1994 32 $38,671
1995 6 $26,210
1996 1 $0
1997 3 $0
1998 8 $2,745
1999 305 $1,055,650
2000 9 $40,166
2001 7 $3,614
2002 4 $0
2003 1 $0
2004 32 $28,231
2005 129 $187,406
2007 6 $2,472
2008 5 $670
2009 4 $0
2010 7 $5,313
2011 4 $0
2012 81 $367,807
2013 3 $26,588
2014 7 $2,053
2015 2 $0
2016 1 $0
2017 36 $469,024
2018 3 $0
2020 18 $172,443
2021 1 $0
2022 2 $15,031
2023 4 $22,827
2024 1 $22,964

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 305 $1,055,650
2017 36 $469,024
2012 81 $367,807

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