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Flood Figures

ZIP 33301 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,101 NFIP flood insurance policies are in force in ZIP 33301 (Fort Lauderdale, FL), with 391 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,101
Median annual premium
$1,342
premium only
Median annual cost
$1,669
premium + fees & surcharges
Mean annual premium
$1,931
premium only
Policies in SFHA zones
89.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,225,374,000
Contents coverage in force
$158,341,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33301 by rated flood zone
Policies Share Share bar
AE 3,920 76.8%
X 677 13.3%
AH 498 9.8%
AHB 6 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33301 by occupancy type
Policies Share Share bar
Multi-unit buildings 3,226 63.2%
Single-family homes 1,461 28.6%
Units in multi-unit buildings 209 4.1%
Non-residential buildings 205 4.0%

Claims history since 1978

Claims since 1978
391
Total paid
$8,297,308
Paid on buildings
$7,154,540
Paid on contents
$1,142,768
NFIP claims filed per year in ZIP 33301, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $0
1979 17 $47,756
1981 3 $1,431
1982 5 $2,400
1983 5 $1,536
1984 3 $2,310
1985 5 $0
1986 18 $55,934
1987 3 $5,077
1989 1 $0
1991 3 $9,850
1992 8 $0
1994 13 $11,901
1995 3 $825
1996 5 $4,702
1997 2 $0
1998 4 $9,911
1999 22 $29,372
2000 5 $40,307
2001 1 $2,045
2002 3 $40,097
2003 5 $55,775
2004 3 $0
2005 26 $17,804
2006 1 $79,758
2007 3 $0
2009 1 $0
2011 29 $546,850
2012 12 $148,208
2013 6 $87,281
2014 1 $0
2015 4 $37,420
2016 1 $0
2017 39 $1,898,577
2018 1 $0
2019 6 $125,351
2020 22 $347,207
2022 2 $49,700
2023 91 $4,463,371
2024 5 $107,782
2025 2 $66,771

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 91 $4,463,371
2017 39 $1,898,577
2011 29 $546,850

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