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Flood Figures

ZIP 33312 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,561 NFIP flood insurance policies are in force in ZIP 33312 (Fort Lauderdale, FL), with 1,798 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,561
Median annual premium
$770
premium only
Median annual cost
$1,020
premium + fees & surcharges
Mean annual premium
$927
premium only
Policies in SFHA zones
88.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,308,370,800
Contents coverage in force
$284,485,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33312 by rated flood zone
Policies Share Share bar
AE 3,927 70.6%
AH 938 16.9%
X 621 11.2%
A 58 1.0%
AHB 17 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33312 by occupancy type
Policies Share Share bar
Single-family homes 3,957 71.2%
Multi-unit buildings 930 16.7%
Non-residential buildings 372 6.7%
Mobile homes 182 3.3%
Units in multi-unit buildings 120 2.2%

Claims history since 1978

Claims since 1978
1,798
Total paid
$78,570,421
Paid on buildings
$67,993,632
Paid on contents
$10,562,789
NFIP claims filed per year in ZIP 33312, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 33 $21,557
1980 2 $0
1981 4 $1,780
1982 7 $12,775
1984 1 $0
1985 1 $0
1989 6 $14,662
1990 1 $0
1991 15 $79,760
1992 12 $1,879
1994 23 $49,520
1995 5 $13,713
1996 7 $17,993
1997 1 $0
1998 5 $0
1999 149 $875,431
2000 23 $57,109
2001 4 $14,400
2002 9 $26,581
2003 19 $92,166
2004 22 $27,116
2005 104 $377,330
2006 5 $0
2007 6 $0
2008 2 $0
2009 14 $20,922
2010 7 $63,971
2011 62 $1,374,786
2012 6 $6,491
2013 4 $1,183
2014 2 $2,053
2015 3 $4,757
2016 2 $0
2017 50 $830,053
2018 2 $6,257
2019 6 $104,578
2020 228 $6,929,032
2022 3 $11,003
2023 918 $66,732,175
2024 18 $565,362
2025 6 $234,026
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 918 $66,732,175
2020 228 $6,929,032
2011 62 $1,374,786

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