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Flood Figures

ZIP 33308 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 9,753 NFIP flood insurance policies are in force in ZIP 33308 (Fort Lauderdale, FL), with 414 flood claims recorded since 1978.

Policies & premiums

Policies in force
9,753
Median annual premium
$1,061
premium only
Median annual cost
$1,415
premium + fees & surcharges
Mean annual premium
$1,796
premium only
Policies in SFHA zones
74.4%
zones A, AE, AH, AO, V, VE
Building coverage in force
$2,041,308,000
Contents coverage in force
$212,900,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33308 by rated flood zone
Policies Share Share bar
AE 6,375 65.4%
X 2,335 23.9%
VE 741 7.6%
AH 201 2.1%
AO 99 1.0%
AOB 1 0.0%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33308 by occupancy type
Policies Share Share bar
Multi-unit buildings 7,017 71.9%
Single-family homes 2,066 21.2%
Units in multi-unit buildings 455 4.7%
Non-residential buildings 215 2.2%

Claims history since 1978

Claims since 1978
414
Total paid
$4,963,791
Paid on buildings
$4,411,962
Paid on contents
$551,828
NFIP claims filed per year in ZIP 33308, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 27 $8,538
1980 1 $0
1981 8 $160
1982 5 $440
1983 5 $6,989
1984 1 $154
1985 2 $0
1986 1 $9,520
1987 3 $0
1988 1 $0
1989 1 $0
1991 3 $1,328
1992 23 $16,608
1993 2 $3,103
1994 12 $68,956
1995 2 $0
1996 4 $5,490
1997 4 $13,855
1998 5 $0
1999 62 $386,343
2000 4 $10,208
2001 1 $3,357
2002 2 $0
2003 7 $152,270
2004 7 $43,176
2005 63 $410,858
2008 3 $27,751
2010 1 $0
2011 44 $1,947,550
2012 12 $57,549
2013 1 $0
2014 1 $0
2015 4 $2,743
2016 1 $0
2017 56 $1,027,977
2020 15 $506,778
2022 5 $18,385
2023 7 $135,287
2024 4 $82,055
2025 4 $16,362

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2011 44 $1,947,550
2017 56 $1,027,977
2020 15 $506,778

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