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Flood Figures

ZIP 33334 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,299 NFIP flood insurance policies are in force in ZIP 33334 (Fort Lauderdale, FL), with 913 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,299
Median annual premium
$873
premium only
Median annual cost
$1,168
premium + fees & surcharges
Mean annual premium
$1,182
premium only
Policies in SFHA zones
92.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,134,062,000
Contents coverage in force
$186,420,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33334 by rated flood zone
Policies Share Share bar
AE 4,680 88.3%
X 393 7.4%
AH 208 3.9%
AHB 17 0.3%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33334 by occupancy type
Policies Share Share bar
Single-family homes 2,819 53.2%
Multi-unit buildings 2,029 38.3%
Non-residential buildings 290 5.5%
Units in multi-unit buildings 159 3.0%
Mobile homes 2 0.0%

Claims history since 1978

Claims since 1978
913
Total paid
$7,954,324
Paid on buildings
$6,647,687
Paid on contents
$1,306,637
NFIP claims filed per year in ZIP 33334, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 45 $22,216
1980 1 $0
1981 10 $1,763
1982 4 $729
1983 9 $33,510
1984 1 $226
1985 3 $2,611
1986 15 $36,544
1989 1 $1,002
1991 3 $533
1992 6 $0
1993 4 $0
1994 15 $17,878
1995 2 $0
1996 11 $64,052
1997 3 $13,535
1998 7 $1,961
1999 208 $923,969
2000 10 $9,118
2001 9 $69,902
2002 7 $31,733
2003 63 $755,745
2004 13 $15,682
2005 177 $1,534,334
2006 2 $0
2007 7 $31,154
2009 5 $11,157
2011 84 $1,687,697
2012 7 $40,081
2013 5 $32,619
2014 3 $0
2015 3 $36,316
2017 52 $747,737
2019 8 $48,076
2020 49 $668,277
2021 7 $36,804
2022 7 $62,227
2023 31 $736,412
2024 9 $192,530
2025 7 $86,196

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2011 84 $1,687,697
2005 177 $1,534,334
1999 208 $923,969

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