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Flood Figures

ZIP 33328 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,987 NFIP flood insurance policies are in force in ZIP 33328 (Fort Lauderdale, FL), with 572 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,987
Median annual premium
$859
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$929
premium only
Policies in SFHA zones
73.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$731,788,000
Contents coverage in force
$174,657,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33328 by rated flood zone
Policies Share Share bar
AE 1,521 50.9%
X 770 25.8%
AH 688 23.0%
AHB 8 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33328 by occupancy type
Policies Share Share bar
Single-family homes 2,756 92.3%
Multi-unit buildings 101 3.4%
Non-residential buildings 94 3.1%
Units in multi-unit buildings 32 1.1%
Mobile homes 4 0.1%

Claims history since 1978

Claims since 1978
572
Total paid
$1,172,405
Paid on buildings
$910,050
Paid on contents
$262,355
NFIP claims filed per year in ZIP 33328, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 31 $3,066
1981 19 $9,504
1982 2 $610
1983 1 $0
1984 4 $0
1985 8 $0
1989 1 $0
1990 1 $0
1991 17 $47,614
1992 10 $3,073
1994 19 $3,732
1995 3 $443
1996 3 $0
1997 3 $2,227
1998 3 $7,219
1999 227 $592,511
2000 9 $3,034
2001 5 $2,249
2002 5 $14,321
2003 3 $0
2004 12 $7,431
2005 92 $136,482
2007 1 $0
2008 5 $0
2009 6 $0
2010 2 $0
2011 6 $0
2012 8 $7,292
2013 4 $9,896
2014 3 $2,622
2015 2 $0
2016 1 $0
2017 19 $89,438
2018 2 $0
2019 1 $0
2020 25 $151,590
2023 7 $78,052
2025 1 $0
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 227 $592,511
2020 25 $151,590
2005 92 $136,482

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