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Flood Figures

ZIP 33325 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,372 NFIP flood insurance policies are in force in ZIP 33325 (Fort Lauderdale, FL), with 501 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,372
Median annual premium
$698
premium only
Median annual cost
$929
premium + fees & surcharges
Mean annual premium
$735
premium only
Policies in SFHA zones
72.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$575,285,000
Contents coverage in force
$166,981,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33325 by rated flood zone
Policies Share Share bar
AH 1,669 70.4%
X 617 26.0%
AE 66 2.8%
AHB 20 0.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33325 by occupancy type
Policies Share Share bar
Single-family homes 2,007 84.6%
Multi-unit buildings 183 7.7%
Non-residential buildings 97 4.1%
Units in multi-unit buildings 53 2.2%
Mobile homes 32 1.3%

Claims history since 1978

Claims since 1978
501
Total paid
$2,533,684
Paid on buildings
$1,962,840
Paid on contents
$570,845
NFIP claims filed per year in ZIP 33325, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 8 $2,778
1981 5 $375
1982 1 $6,962
1984 4 $0
1986 1 $0
1988 1 $2,871
1989 1 $0
1990 1 $0
1991 3 $1,208
1992 11 $4,033
1993 2 $6,500
1994 13 $7,665
1995 2 $0
1996 1 $0
1997 1 $0
1998 5 $8,619
1999 183 $598,573
2000 16 $19,109
2001 2 $1,249
2003 3 $3,185
2004 13 $0
2005 71 $176,078
2006 3 $0
2007 1 $6,065
2008 3 $0
2009 4 $1,454
2010 6 $0
2011 3 $0
2012 6 $11,213
2013 4 $0
2014 3 $0
2015 1 $0
2016 3 $9,879
2017 59 $768,831
2018 2 $0
2020 30 $368,331
2021 1 $0
2022 4 $11,494
2023 19 $517,213
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 59 $768,831
1999 183 $598,573
2023 19 $517,213

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