Skip to content
Flood Figures

ZIP 33324 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,198 NFIP flood insurance policies are in force in ZIP 33324 (Fort Lauderdale, FL), with 509 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,198
Median annual premium
$655
premium only
Median annual cost
$864
premium + fees & surcharges
Mean annual premium
$717
premium only
Policies in SFHA zones
21.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$495,033,000
Contents coverage in force
$151,458,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33324 by rated flood zone
Policies Share Share bar
X 1,482 67.4%
AH 567 25.8%
AE 140 6.4%
AHB 9 0.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33324 by occupancy type
Policies Share Share bar
Single-family homes 1,271 57.8%
Multi-unit buildings 557 25.3%
Units in multi-unit buildings 187 8.5%
Non-residential buildings 161 7.3%
Mobile homes 22 1.0%

Claims history since 1978

Claims since 1978
509
Total paid
$841,511
Paid on buildings
$640,238
Paid on contents
$201,273
NFIP claims filed per year in ZIP 33324, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 4 $552
1979 56 $11,664
1981 17 $1,463
1982 4 $2,049
1983 1 $0
1984 1 $0
1985 5 $0
1986 7 $3,596
1988 2 $0
1989 2 $0
1990 1 $0
1991 6 $2,402
1992 11 $2,851
1993 1 $0
1994 17 $11,891
1995 3 $327
1996 1 $0
1997 4 $1,210
1998 10 $4,283
1999 131 $235,155
2000 18 $17,392
2001 6 $37,654
2002 5 $4,910
2003 5 $1,234
2004 13 $25,960
2005 74 $112,879
2006 7 $29,273
2007 5 $22,989
2008 1 $10,298
2009 7 $29,535
2010 5 $0
2011 2 $0
2012 17 $23,198
2013 8 $8,800
2014 4 $0
2015 1 $7,068
2016 5 $0
2017 18 $40,758
2018 1 $0
2019 1 $1,937
2020 17 $162,108
2021 1 $0
2022 1 $0
2023 3 $28,076

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 131 $235,155
2020 17 $162,108
2005 74 $112,879

Related pages