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Flood Figures

ZIP 33322 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,308 NFIP flood insurance policies are in force in ZIP 33322 (Fort Lauderdale, FL), with 816 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,308
Median annual premium
$566
premium only
Median annual cost
$754
premium + fees & surcharges
Mean annual premium
$583
premium only
Policies in SFHA zones
4.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$303,127,000
Contents coverage in force
$108,975,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33322 by rated flood zone
Policies Share Share bar
X 1,244 95.1%
AH 37 2.8%
AE 26 2.0%
AHB 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33322 by occupancy type
Policies Share Share bar
Single-family homes 1,115 85.2%
Units in multi-unit buildings 122 9.3%
Non-residential buildings 48 3.7%
Multi-unit buildings 23 1.8%

Claims history since 1978

Claims since 1978
816
Total paid
$1,007,581
Paid on buildings
$785,406
Paid on contents
$222,175
NFIP claims filed per year in ZIP 33322, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 138 $23,026
1980 1 $0
1981 43 $9,115
1982 4 $838
1983 6 $1,855
1984 3 $0
1986 5 $7,315
1987 2 $0
1988 1 $1,007
1989 3 $0
1991 11 $1,047
1992 15 $7,638
1993 1 $0
1994 27 $28,904
1995 4 $12,228
1996 4 $0
1997 7 $8,713
1998 16 $7,982
1999 179 $363,926
2000 17 $44,168
2001 12 $8,553
2002 8 $12,985
2003 9 $82,828
2004 24 $46,816
2005 153 $136,042
2006 8 $3,674
2007 6 $8,063
2008 6 $0
2009 5 $0
2010 2 $0
2011 4 $2,066
2012 28 $20,765
2013 5 $1,600
2014 8 $1,760
2015 4 $3,721
2016 2 $0
2017 23 $46,869
2018 2 $0
2019 1 $0
2020 12 $96,063
2023 3 $18,014
2024 2 $0
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 179 $363,926
2005 153 $136,042
2020 12 $96,063

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