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Flood Figures

ZIP 33319 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,526 NFIP flood insurance policies are in force in ZIP 33319 (Fort Lauderdale, FL), with 1,357 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,526
Median annual premium
$591
premium only
Median annual cost
$793
premium + fees & surcharges
Mean annual premium
$676
premium only
Policies in SFHA zones
81.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$774,834,800
Contents coverage in force
$149,254,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33319 by rated flood zone
Policies Share Share bar
AH 2,909 82.5%
X 509 14.4%
AE 66 1.9%
AHB 40 1.1%
A 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33319 by occupancy type
Policies Share Share bar
Single-family homes 2,360 66.9%
Multi-unit buildings 1,009 28.6%
Units in multi-unit buildings 88 2.5%
Non-residential buildings 69 2.0%

Claims history since 1978

Claims since 1978
1,357
Total paid
$3,809,162
Paid on buildings
$3,150,722
Paid on contents
$658,440
NFIP claims filed per year in ZIP 33319, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 2 $520
1979 205 $162,699
1980 8 $0
1981 65 $32,014
1982 20 $4,990
1983 11 $107
1984 4 $0
1985 5 $0
1986 5 $962
1988 3 $60
1990 1 $0
1991 7 $288
1992 12 $1,224
1993 3 $0
1994 17 $14,696
1995 16 $8,978
1996 6 $564
1997 4 $0
1998 10 $3,976
1999 289 $1,036,281
2000 13 $8,453
2001 16 $10,391
2002 8 $0
2003 8 $32,390
2004 46 $72,194
2005 188 $407,049
2006 7 $0
2007 4 $5,656
2008 9 $9,661
2009 14 $3,233
2010 9 $3,981
2011 6 $5,336
2012 78 $383,538
2013 6 $0
2014 7 $278
2015 4 $0
2016 2 $0
2017 129 $1,008,598
2018 14 $17,563
2019 6 $0
2020 39 $302,888
2021 6 $0
2022 7 $14,911
2023 26 $221,019
2024 8 $29,454
2025 3 $5,211
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 289 $1,036,281
2017 129 $1,008,598
2005 188 $407,049

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