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Flood Figures

ZIP 33317 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,383 NFIP flood insurance policies are in force in ZIP 33317 (Fort Lauderdale, FL), with 630 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,383
Median annual premium
$661
premium only
Median annual cost
$874
premium + fees & surcharges
Mean annual premium
$739
premium only
Policies in SFHA zones
31.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$532,535,600
Contents coverage in force
$130,656,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33317 by rated flood zone
Policies Share Share bar
X 1,394 58.5%
AH 914 38.4%
AE 69 2.9%
AHB 5 0.2%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33317 by occupancy type
Policies Share Share bar
Single-family homes 1,441 60.5%
Multi-unit buildings 774 32.5%
Non-residential buildings 123 5.2%
Units in multi-unit buildings 43 1.8%
Mobile homes 2 0.1%

Claims history since 1978

Claims since 1978
630
Total paid
$2,854,034
Paid on buildings
$2,248,222
Paid on contents
$605,812
NFIP claims filed per year in ZIP 33317, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 53 $25,166
1980 2 $0
1981 7 $0
1982 3 $527
1983 2 $0
1984 2 $580
1985 4 $0
1986 8 $17,054
1989 4 $0
1990 1 $0
1991 11 $265
1992 11 $1,608
1994 26 $27,930
1995 3 $0
1996 3 $13,547
1997 2 $366
1998 9 $9,375
1999 167 $371,007
2000 10 $5,796
2001 4 $1,641
2002 6 $936
2003 5 $10,239
2004 24 $9,694
2005 100 $57,838
2006 2 $0
2007 2 $0
2008 3 $0
2009 4 $0
2010 5 $6,111
2011 8 $18,703
2012 16 $5,295
2013 2 $0
2014 3 $0
2017 20 $256,275
2019 3 $7,909
2020 46 $1,032,348
2022 1 $0
2023 39 $895,805
2024 8 $78,018
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2020 46 $1,032,348
2023 39 $895,805
1999 167 $371,007

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