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Flood Figures

ZIP 33315 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,917 NFIP flood insurance policies are in force in ZIP 33315 (Fort Lauderdale, FL), with 1,402 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,917
Median annual premium
$937
premium only
Median annual cost
$1,264
premium + fees & surcharges
Mean annual premium
$1,211
premium only
Policies in SFHA zones
93.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$859,803,200
Contents coverage in force
$143,847,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33315 by rated flood zone
Policies Share Share bar
AE 3,138 80.1%
AH 452 11.5%
X 214 5.5%
A 81 2.1%
AHB 32 0.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33315 by occupancy type
Policies Share Share bar
Single-family homes 1,916 48.9%
Multi-unit buildings 1,675 42.8%
Non-residential buildings 230 5.9%
Units in multi-unit buildings 72 1.8%
Mobile homes 24 0.6%

Claims history since 1978

Claims since 1978
1,402
Total paid
$82,082,794
Paid on buildings
$71,035,688
Paid on contents
$11,047,106
NFIP claims filed per year in ZIP 33315, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 8 $2,949
1980 1 $0
1982 1 $0
1984 2 $0
1985 1 $0
1986 1 $0
1989 2 $0
1990 1 $0
1991 12 $15,796
1992 1 $0
1993 2 $0
1994 16 $48,110
1995 7 $83,476
1996 2 $16,843
1997 2 $17,979
1998 4 $0
1999 72 $387,514
2000 16 $69,590
2001 2 $0
2002 22 $81,261
2003 41 $373,231
2004 5 $3,791
2005 24 $19,682
2006 1 $0
2007 2 $27,999
2008 5 $37,723
2009 5 $79,196
2010 5 $3,360
2011 147 $2,876,590
2012 3 $9,676
2013 4 $14,202
2015 1 $0
2017 32 $477,974
2018 3 $347,145
2019 18 $438,130
2020 87 $2,095,955
2022 7 $134,453
2023 807 $73,274,229
2024 29 $1,141,510
2026 1 $4,430

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 807 $73,274,229
2011 147 $2,876,590
2020 87 $2,095,955

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