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Flood Figures

ZIP 33314 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,952 NFIP flood insurance policies are in force in ZIP 33314 (Fort Lauderdale, FL), with 413 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,952
Median annual premium
$818
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$1,085
premium only
Policies in SFHA zones
84.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$456,237,400
Contents coverage in force
$76,700,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33314 by rated flood zone
Policies Share Share bar
AE 1,261 64.6%
AH 350 17.9%
X 318 16.3%
A 14 0.7%
AHB 9 0.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33314 by occupancy type
Policies Share Share bar
Single-family homes 1,025 52.5%
Multi-unit buildings 657 33.7%
Non-residential buildings 162 8.3%
Units in multi-unit buildings 103 5.3%
Mobile homes 5 0.3%

Claims history since 1978

Claims since 1978
413
Total paid
$3,670,670
Paid on buildings
$2,976,178
Paid on contents
$694,491
NFIP claims filed per year in ZIP 33314, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 15 $3,427
1981 5 $561
1982 1 $0
1983 1 $0
1984 1 $0
1985 1 $0
1986 1 $0
1991 26 $64,208
1992 6 $2,564
1993 1 $0
1994 15 $37,684
1995 1 $31,530
1996 1 $0
1998 4 $102,352
1999 127 $613,179
2000 12 $59,026
2001 4 $0
2002 1 $0
2003 2 $0
2004 6 $0
2005 45 $49,700
2006 1 $0
2007 2 $43,207
2008 3 $6,656
2010 4 $0
2011 2 $6,868
2012 12 $8,606
2013 2 $0
2014 6 $1,631
2017 17 $135,810
2018 1 $37,741
2019 1 $18,176
2020 27 $665,941
2022 5 $11,164
2023 48 $1,732,486
2024 5 $24,250
2025 1 $13,904

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 48 $1,732,486
2020 27 $665,941
1999 127 $613,179

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