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Flood Figures

ZIP 33313 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,419 NFIP flood insurance policies are in force in ZIP 33313 (Fort Lauderdale, FL), with 1,193 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,419
Median annual premium
$664
premium only
Median annual cost
$894
premium + fees & surcharges
Mean annual premium
$808
premium only
Policies in SFHA zones
24.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$287,341,600
Contents coverage in force
$51,923,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33313 by rated flood zone
Policies Share Share bar
X 887 62.5%
AH 443 31.2%
AE 86 6.1%
AHB 2 0.1%
A 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33313 by occupancy type
Policies Share Share bar
Multi-unit buildings 734 51.7%
Single-family homes 527 37.1%
Non-residential buildings 81 5.7%
Units in multi-unit buildings 77 5.4%

Claims history since 1978

Claims since 1978
1,193
Total paid
$3,776,638
Paid on buildings
$3,307,383
Paid on contents
$469,255
NFIP claims filed per year in ZIP 33313, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 112 $26,083
1980 2 $803
1981 19 $3,278
1982 8 $782
1983 9 $0
1984 4 $118
1985 3 $0
1986 6 $1,111
1987 1 $0
1988 2 $0
1990 1 $0
1991 7 $1,930
1992 29 $15,343
1993 4 $10,002
1994 34 $25,716
1995 11 $2,831
1996 6 $0
1997 7 $0
1998 6 $8,795
1999 267 $628,077
2000 26 $332,486
2001 14 $17,109
2002 12 $7,559
2003 17 $4,835
2004 63 $57,727
2005 265 $1,233,501
2006 13 $0
2007 9 $37,699
2008 12 $7,954
2009 7 $0
2010 12 $0
2011 6 $4,823
2012 79 $143,859
2013 5 $0
2014 7 $0
2015 2 $0
2016 3 $0
2017 48 $358,184
2018 2 $926
2019 1 $0
2020 34 $358,647
2022 2 $0
2023 11 $478,566
2024 4 $7,897
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 265 $1,233,501
1999 267 $628,077
2023 11 $478,566

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