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Flood Figures

ZIP 33311 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,356 NFIP flood insurance policies are in force in ZIP 33311 (Fort Lauderdale, FL), with 1,431 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,356
Median annual premium
$845
premium only
Median annual cost
$1,100
premium + fees & surcharges
Mean annual premium
$1,125
premium only
Policies in SFHA zones
84.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$979,661,000
Contents coverage in force
$149,585,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33311 by rated flood zone
Policies Share Share bar
AE 2,865 65.8%
AH 787 18.1%
X 622 14.3%
A 60 1.4%
AHB 22 0.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33311 by occupancy type
Policies Share Share bar
Single-family homes 2,456 56.4%
Multi-unit buildings 1,479 34.0%
Non-residential buildings 333 7.6%
Units in multi-unit buildings 86 2.0%
Mobile homes 2 0.0%

Claims history since 1978

Claims since 1978
1,431
Total paid
$26,990,332
Paid on buildings
$22,252,712
Paid on contents
$4,737,619
NFIP claims filed per year in ZIP 33311, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $1,068
1979 35 $12,452
1980 1 $0
1981 5 $276
1982 1 $1,247
1983 5 $6,415
1984 1 $0
1985 2 $0
1986 9 $66,880
1988 1 $0
1991 4 $1,562
1992 23 $8,020
1993 2 $0
1994 17 $37,026
1995 8 $3,167
1996 6 $1,719
1997 3 $925
1998 8 $3,194
1999 163 $453,396
2000 22 $145,732
2001 15 $47,379
2002 45 $437,792
2003 32 $377,353
2004 43 $125,547
2005 228 $568,063
2006 5 $1,817
2007 5 $40,428
2008 4 $0
2009 8 $3,797
2010 8 $0
2011 95 $1,956,322
2012 26 $54,191
2013 11 $32,319
2014 8 $571
2015 6 $1,484
2016 7 $0
2017 76 $1,095,800
2018 4 $194,455
2019 14 $1,264,032
2020 88 $1,865,637
2021 2 $0
2022 6 $13,818
2023 362 $17,925,405
2024 12 $194,748
2025 3 $46,297
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2023 362 $17,925,405
2011 95 $1,956,322
2020 88 $1,865,637

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