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Flood Figures

ZIP 77713 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,601 NFIP flood insurance policies are in force in ZIP 77713 (Beaumont, TX), with 1,382 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,601
Median annual premium
$585
premium only
Median annual cost
$779
premium + fees & surcharges
Mean annual premium
$626
premium only
Policies in SFHA zones
20.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$372,657,000
Contents coverage in force
$141,758,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77713 by rated flood zone
Policies Share Share bar
X 1,265 79.0%
AE 297 18.6%
A 26 1.6%
C 12 0.7%
B 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77713 by occupancy type
Policies Share Share bar
Single-family homes 1,486 92.8%
Non-residential buildings 56 3.5%
Mobile homes 27 1.7%
Units in multi-unit buildings 20 1.2%
Multi-unit buildings 12 0.7%

Claims history since 1978

Claims since 1978
1,382
Total paid
$142,570,650
Paid on buildings
$104,706,799
Paid on contents
$37,741,475
NFIP claims filed per year in ZIP 77713, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 38 $657,304
1980 10 $23,093
1982 2 $177
1983 17 $44,961
1984 2 $0
1986 4 $27,365
1987 13 $94,269
1989 45 $567,390
1991 2 $7,299
1993 1 $0
1994 152 $7,788,381
1997 1 $0
1998 5 $34,064
2001 71 $1,294,178
2002 13 $92,593
2003 4 $24,466
2004 1 $0
2005 47 $199,433
2006 14 $422,885
2007 3 $5,745
2008 37 $531,080
2013 1 $2,554
2015 8 $321,766
2016 7 $223,336
2017 610 $112,725,336
2018 4 $78,549
2019 257 $16,857,356
2020 2 $0
2021 2 $174,802
2022 3 $201,646
2024 5 $149,141
2025 1 $21,481

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 610 $112,725,336
2019 257 $16,857,356
1994 152 $7,788,381

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