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Flood Figures

ZIP 77706 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,672 NFIP flood insurance policies are in force in ZIP 77706 (Beaumont, TX), with 1,958 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,672
Median annual premium
$857
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$916
premium only
Policies in SFHA zones
11.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$628,732,000
Contents coverage in force
$250,858,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77706 by rated flood zone
Policies Share Share bar
X 2,366 88.5%
AE 260 9.7%
A 42 1.6%
C 2 0.1%
B 2 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77706 by occupancy type
Policies Share Share bar
Single-family homes 2,300 86.1%
Non-residential buildings 169 6.3%
Units in multi-unit buildings 127 4.8%
Multi-unit buildings 76 2.8%

Claims history since 1978

Claims since 1978
1,958
Total paid
$32,309,777
Paid on buildings
$26,549,606
Paid on contents
$5,760,171
NFIP claims filed per year in ZIP 77706, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 133 $1,285,123
1980 58 $153,752
1981 4 $0
1982 5 $2,328
1983 166 $536,394
1984 1 $0
1986 6 $6,632
1987 156 $1,504,789
1989 161 $976,839
1990 3 $1,619
1991 7 $10,249
1992 1 $0
1993 4 $9,918
1994 38 $1,055,806
1996 6 $34,693
1997 3 $0
1998 7 $63,273
1999 1 $2,940
2000 2 $2,644
2001 225 $5,170,277
2002 100 $1,190,706
2003 47 $450,390
2004 5 $10,364
2005 262 $349,112
2006 9 $17,313
2007 11 $37,699
2008 75 $445,323
2009 4 $685
2010 1 $0
2012 5 $10,657
2013 9 $203,449
2014 1 $4,342
2015 4 $0
2016 5 $67,912
2017 232 $7,039,787
2018 4 $246,737
2019 181 $11,397,682
2020 8 $0
2021 3 $0
2022 1 $0
2023 1 $17,386
2024 1 $0
2025 2 $2,958

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 181 $11,397,682
2017 232 $7,039,787
2001 225 $5,170,277

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