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Flood Figures

ZIP 77701 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 412 NFIP flood insurance policies are in force in ZIP 77701 (Beaumont, TX), with 861 flood claims recorded since 1978.

Policies & premiums

Policies in force
412
Median annual premium
$857
premium only
Median annual cost
$1,097
premium + fees & surcharges
Mean annual premium
$1,495
premium only
Policies in SFHA zones
0.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$91,133,000
Contents coverage in force
$48,947,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77701 by rated flood zone
Policies Share Share bar
X 411 99.8%
A07 1 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77701 by occupancy type
Policies Share Share bar
Single-family homes 238 57.8%
Non-residential buildings 148 35.9%
Units in multi-unit buildings 12 2.9%
Multi-unit buildings 12 2.9%
Mobile homes 2 0.5%

Claims history since 1978

Claims since 1978
861
Total paid
$21,748,134
Paid on buildings
$14,610,965
Paid on contents
$7,137,169
NFIP claims filed per year in ZIP 77701, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 24 $50,932
1980 181 $874,680
1982 7 $4,832
1983 13 $8,507
1984 2 $34,148
1985 1 $0
1986 3 $0
1987 4 $76,426
1988 1 $42,477
1989 51 $756,089
1990 8 $158,355
1991 15 $81,430
1992 4 $47,555
1993 10 $141,176
1994 28 $245,608
1995 8 $44,618
1996 43 $645,419
1997 4 $27,450
1998 4 $39,685
1999 3 $959
2000 2 $76,568
2001 21 $626,163
2002 77 $2,304,122
2003 4 $126,848
2004 5 $68,642
2005 36 $477,938
2006 4 $27,503
2007 8 $19,260
2008 27 $87,257
2009 6 $160,485
2012 3 $4,456
2013 1 $0
2014 3 $35,747
2015 2 $4,680
2017 79 $4,010,050
2019 160 $10,280,669
2021 2 $78,989
2022 1 $0
2024 5 $78,411

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 160 $10,280,669
2017 79 $4,010,050
2002 77 $2,304,122

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