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Flood Figures

ZIP 77707 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,290 NFIP flood insurance policies are in force in ZIP 77707 (Beaumont, TX), with 1,486 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,290
Median annual premium
$858
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$1,078
premium only
Policies in SFHA zones
3.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$288,887,000
Contents coverage in force
$119,489,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77707 by rated flood zone
Policies Share Share bar
X 1,246 96.6%
AE 43 3.3%
B 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77707 by occupancy type
Policies Share Share bar
Single-family homes 1,127 87.4%
Non-residential buildings 108 8.4%
Units in multi-unit buildings 47 3.6%
Multi-unit buildings 6 0.5%
Mobile homes 2 0.2%

Claims history since 1978

Claims since 1978
1,486
Total paid
$55,058,002
Paid on buildings
$42,868,247
Paid on contents
$12,171,289
NFIP claims filed per year in ZIP 77707, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 58 $324,090
1980 37 $45,216
1981 3 $0
1982 8 $7,480
1983 88 $214,099
1984 4 $19,042
1986 6 $6,127
1987 46 $225,543
1989 81 $500,330
1990 1 $1,908
1991 2 $5,568
1993 3 $6,838
1994 25 $214,986
1995 2 $625
1996 14 $55,052
1997 1 $5,907
1998 5 $23,688
2000 1 $0
2001 129 $2,812,239
2002 147 $2,574,436
2003 4 $9,179
2004 3 $11,410
2005 93 $296,349
2006 5 $56,473
2007 9 $55,272
2008 45 $347,123
2009 1 $0
2011 1 $0
2012 3 $5,156
2013 5 $74,076
2014 1 $0
2015 1 $11,036
2016 2 $9,699
2017 230 $11,943,547
2018 8 $124,618
2019 393 $34,940,829
2020 8 $6,738
2021 5 $6,813
2022 3 $4,674
2023 1 $76,230
2024 2 $0
2025 2 $35,607

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2019 393 $34,940,829
2017 230 $11,943,547
2001 129 $2,812,239

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