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Flood Figures

ZIP 77703 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 260 NFIP flood insurance policies are in force in ZIP 77703 (Beaumont, TX), with 725 flood claims recorded since 1978.

Policies & premiums

Policies in force
260
Median annual premium
$453
premium only
Median annual cost
$690
premium + fees & surcharges
Mean annual premium
$622
premium only
Policies in SFHA zones
4.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$52,840,000
Contents coverage in force
$21,570,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 77703 by rated flood zone
Policies Share Share bar
X 248 95.4%
AE 11 4.2%
A07 1 0.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 77703 by occupancy type
Policies Share Share bar
Single-family homes 212 81.5%
Non-residential buildings 25 9.6%
Multi-unit buildings 18 6.9%
Units in multi-unit buildings 4 1.5%
Mobile homes 1 0.4%

Claims history since 1978

Claims since 1978
725
Total paid
$11,527,288
Paid on buildings
$9,326,528
Paid on contents
$2,178,684
NFIP claims filed per year in ZIP 77703, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 31 $195,781
1980 47 $128,069
1982 4 $1,657
1983 59 $79,620
1984 2 $954
1985 2 $0
1986 2 $887
1987 18 $54,797
1989 66 $292,720
1990 12 $25,716
1991 17 $66,368
1992 2 $2,159
1993 15 $82,267
1994 29 $226,160
1996 30 $209,905
1997 1 $0
1998 1 $13,963
2001 54 $1,085,049
2002 53 $1,271,263
2003 43 $897,569
2004 7 $95,172
2005 53 $1,043,439
2006 15 $283,206
2007 3 $3,774
2008 33 $437,601
2009 2 $11,471
2011 2 $0
2012 1 $0
2013 1 $2,307
2014 1 $7,606
2016 1 $0
2017 67 $3,880,066
2018 1 $13,059
2019 28 $902,549
2020 9 $27,325
2021 10 $89,532
2024 2 $35,644
2025 1 $59,633

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 67 $3,880,066
2002 53 $1,271,263
2001 54 $1,085,049

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