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Flood Figures

ZIP 70507 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,221 NFIP flood insurance policies are in force in ZIP 70507 (Lafayette, LA), with 520 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,221
Median annual premium
$665
premium only
Median annual cost
$884
premium + fees & surcharges
Mean annual premium
$766
premium only
Policies in SFHA zones
68.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$243,790,000
Contents coverage in force
$67,148,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70507 by rated flood zone
Policies Share Share bar
AE 617 50.5%
X 375 30.7%
A 229 18.8%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70507 by occupancy type
Policies Share Share bar
Single-family homes 1,057 86.6%
Multi-unit buildings 76 6.2%
Non-residential buildings 52 4.3%
Mobile homes 27 2.2%
Units in multi-unit buildings 9 0.7%

Claims history since 1978

Claims since 1978
520
Total paid
$6,981,900
Paid on buildings
$5,940,725
Paid on contents
$1,011,175
NFIP claims filed per year in ZIP 70507, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 12 $26,355
1979 8 $15,986
1980 75 $571,550
1981 2 $1,143
1982 7 $16,130
1983 2 $54
1985 3 $3,199
1988 1 $0
1989 45 $431,008
1991 34 $207,837
1992 3 $47,044
1993 50 $464,070
1995 36 $313,049
1997 2 $13,233
1998 22 $259,934
1999 2 $39,331
2001 6 $29,069
2002 3 $1,446
2003 1 $0
2004 41 $591,784
2005 5 $73,700
2006 7 $42,833
2008 4 $26,794
2009 2 $0
2012 43 $1,222,261
2013 1 $0
2014 7 $122,694
2016 67 $1,740,727
2017 2 $0
2019 9 $198,262
2020 3 $9,127
2021 12 $513,280
2023 1 $0
2024 1 $0
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 67 $1,740,727
2012 43 $1,222,261
2004 41 $591,784

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