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Flood Figures

ZIP 70506 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,132 NFIP flood insurance policies are in force in ZIP 70506 (Lafayette, LA), with 1,178 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,132
Median annual premium
$724
premium only
Median annual cost
$963
premium + fees & surcharges
Mean annual premium
$775
premium only
Policies in SFHA zones
66.2%
zones A, AE, AH, AO, V, VE
Building coverage in force
$660,275,000
Contents coverage in force
$165,795,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70506 by rated flood zone
Policies Share Share bar
AE 1,168 37.3%
X 1,053 33.6%
A 890 28.4%
AH 14 0.4%
B 6 0.2%
AHB 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70506 by occupancy type
Policies Share Share bar
Single-family homes 2,773 88.5%
Non-residential buildings 221 7.1%
Multi-unit buildings 84 2.7%
Units in multi-unit buildings 31 1.0%
Mobile homes 23 0.7%

Claims history since 1978

Claims since 1978
1,178
Total paid
$42,456,769
Paid on buildings
$36,442,163
Paid on contents
$5,954,606
NFIP claims filed per year in ZIP 70506, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 8 $14,431
1979 16 $25,159
1980 115 $639,299
1981 2 $0
1982 22 $25,521
1983 2 $412
1984 5 $1,199
1985 6 $1,018
1988 9 $37,745
1989 22 $122,576
1990 3 $645
1991 23 $40,151
1992 4 $4,826
1993 138 $1,085,810
1994 1 $500
1995 36 $159,560
1996 3 $2,762
1997 4 $500
1998 18 $67,974
1999 4 $356
2000 2 $0
2001 9 $36,657
2002 19 $69,423
2003 1 $0
2004 6 $21,727
2005 24 $450,773
2006 4 $37,748
2007 1 $0
2008 9 $25,798
2009 1 $0
2011 1 $0
2012 1 $0
2013 1 $0
2014 2 $1,393
2015 1 $0
2016 547 $35,967,589
2017 11 $123,708
2018 3 $0
2019 33 $1,351,452
2020 13 $294,460
2021 30 $942,950
2022 1 $0
2024 15 $736,706
2025 2 $165,940

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 547 $35,967,589
2019 33 $1,351,452
1993 138 $1,085,810

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