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Flood Figures

ZIP 70501 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 657 NFIP flood insurance policies are in force in ZIP 70501 (Lafayette, LA), with 416 flood claims recorded since 1978.

Policies & premiums

Policies in force
657
Median annual premium
$829
premium only
Median annual cost
$1,080
premium + fees & surcharges
Mean annual premium
$1,007
premium only
Policies in SFHA zones
56.8%
zones A, AE, AH, AO, V, VE
Building coverage in force
$118,761,000
Contents coverage in force
$32,538,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70501 by rated flood zone
Policies Share Share bar
AE 337 51.3%
X 265 40.3%
AH 48 7.3%
AHB 4 0.6%
A 3 0.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70501 by occupancy type
Policies Share Share bar
Single-family homes 486 74.0%
Multi-unit buildings 97 14.8%
Non-residential buildings 56 8.5%
Units in multi-unit buildings 10 1.5%
Mobile homes 8 1.2%

Claims history since 1978

Claims since 1978
416
Total paid
$8,856,424
Paid on buildings
$7,795,489
Paid on contents
$1,024,419
NFIP claims filed per year in ZIP 70501, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 8 $14,733
1979 14 $19,044
1980 45 $152,775
1981 1 $0
1982 3 $1,206
1983 2 $14,603
1984 3 $3,370
1985 13 $69,978
1986 1 $242
1987 1 $1,114
1989 6 $18,618
1991 14 $145,074
1992 5 $27,457
1993 19 $144,551
1995 19 $185,297
1997 2 $21,752
1998 3 $16,735
1999 2 $20
2001 7 $60,364
2002 12 $64,088
2004 8 $34,667
2005 9 $158,021
2006 3 $114,821
2007 1 $1,982
2008 24 $546,838
2009 2 $3,295
2010 1 $0
2012 3 $136,412
2013 2 $408
2014 1 $2,122
2015 2 $4,226
2016 82 $2,251,473
2017 5 $118,755
2019 31 $1,203,340
2020 9 $61,980
2021 35 $1,726,607
2022 1 $32,711
2023 1 $16,051
2024 1 $15,718
2025 14 $1,465,979
2026 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 82 $2,251,473
2021 35 $1,726,607
2025 14 $1,465,979

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