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Flood Figures

ZIP 70503 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,766 NFIP flood insurance policies are in force in ZIP 70503 (Lafayette, LA), with 630 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,766
Median annual premium
$857
premium only
Median annual cost
$1,084
premium + fees & surcharges
Mean annual premium
$961
premium only
Policies in SFHA zones
16.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$410,139,000
Contents coverage in force
$157,171,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 70503 by rated flood zone
Policies Share Share bar
X 1,472 83.4%
AE 288 16.3%
B 6 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 70503 by occupancy type
Policies Share Share bar
Single-family homes 1,613 91.3%
Non-residential buildings 65 3.7%
Multi-unit buildings 55 3.1%
Units in multi-unit buildings 32 1.8%
Mobile homes 1 0.1%

Claims history since 1978

Claims since 1978
630
Total paid
$40,147,637
Paid on buildings
$31,544,224
Paid on contents
$8,453,066
NFIP claims filed per year in ZIP 70503, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 3 $6,398
1979 11 $50,189
1980 28 $93,964
1981 4 $31,242
1982 4 $36,881
1983 1 $0
1984 4 $10,796
1985 6 $66,284
1986 3 $0
1988 1 $0
1989 6 $55,059
1991 15 $56,570
1992 4 $25,641
1993 49 $972,056
1995 40 $620,910
1998 23 $273,103
1999 10 $38,159
2000 1 $1,511
2001 5 $4,542
2002 11 $68,956
2004 4 $16,220
2005 4 $93,542
2006 4 $15,685
2007 1 $0
2008 12 $47,121
2010 4 $79,062
2012 2 $9,208
2013 4 $22,201
2014 1 $0
2015 5 $50,411
2016 237 $32,972,647
2017 13 $270,830
2018 2 $3,873
2019 40 $1,122,956
2020 9 $493,378
2021 50 $2,182,525
2022 2 $9,347
2023 1 $0
2024 6 $346,372

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2016 237 $32,972,647
2021 50 $2,182,525
2019 40 $1,122,956

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