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Flood Figures

ZIP 33434 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,005 NFIP flood insurance policies are in force in ZIP 33434 (Boca Raton, FL), with 78 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,005
Median annual premium
$512
premium only
Median annual cost
$699
premium + fees & surcharges
Mean annual premium
$511
premium only
Policies in SFHA zones
1.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$228,461,000
Contents coverage in force
$89,085,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33434 by rated flood zone
Policies Share Share bar
X 981 97.6%
AH 12 1.2%
C 9 0.9%
AE 3 0.3%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33434 by occupancy type
Policies Share Share bar
Single-family homes 758 75.4%
Units in multi-unit buildings 201 20.0%
Non-residential buildings 31 3.1%
Multi-unit buildings 15 1.5%

Claims history since 1978

Claims since 1978
78
Total paid
$447,463
Paid on buildings
$405,289
Paid on contents
$42,174
NFIP claims filed per year in ZIP 33434, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 9 $13,940
1981 1 $0
1982 1 $0
1987 1 $0
1989 1 $3,855
1994 2 $0
1995 1 $107,800
1997 1 $0
1998 2 $0
1999 8 $36,887
2000 3 $2,247
2003 1 $0
2004 5 $1,273
2005 7 $0
2007 2 $0
2008 3 $0
2009 1 $0
2010 1 $0
2011 3 $7,985
2012 1 $2,425
2013 5 $141,293
2014 1 $0
2015 1 $0
2017 6 $18,489
2019 3 $0
2020 5 $51,920
2022 2 $59,350
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2013 5 $141,293
1995 1 $107,800
2022 2 $59,350

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