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Flood Figures

ZIP 33433 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 4,668 NFIP flood insurance policies are in force in ZIP 33433 (Boca Raton, FL), with 504 flood claims recorded since 1978.

Policies & premiums

Policies in force
4,668
Median annual premium
$560
premium only
Median annual cost
$780
premium + fees & surcharges
Mean annual premium
$648
premium only
Policies in SFHA zones
14.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$960,318,000
Contents coverage in force
$180,331,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33433 by rated flood zone
Policies Share Share bar
X 4,187 89.7%
AH 169 3.6%
AO 160 3.4%
AE 144 3.1%
AOB 7 0.1%
AHB 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33433 by occupancy type
Policies Share Share bar
Multi-unit buildings 2,437 52.2%
Single-family homes 1,818 38.9%
Units in multi-unit buildings 346 7.4%
Non-residential buildings 65 1.4%
Mobile homes 2 0.0%

Claims history since 1978

Claims since 1978
504
Total paid
$2,407,949
Paid on buildings
$1,993,790
Paid on contents
$414,159
NFIP claims filed per year in ZIP 33433, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $0
1979 58 $114,387
1981 10 $1,844
1982 11 $3,861
1983 4 $0
1984 6 $0
1985 1 $0
1987 1 $0
1989 4 $0
1991 6 $230
1992 7 $51,599
1993 3 $0
1994 11 $248
1995 9 $1,121,222
1996 7 $0
1997 1 $0
1998 16 $53,856
1999 56 $114,362
2000 7 $17,819
2001 8 $2,477
2002 5 $0
2003 5 $0
2004 34 $34,878
2005 80 $163,993
2006 1 $0
2007 6 $0
2008 8 $0
2009 11 $57,001
2010 1 $0
2011 11 $216,866
2012 7 $23,011
2013 5 $16,993
2014 6 $16,900
2015 11 $61,661
2016 20 $89,491
2017 39 $140,968
2018 6 $56,600
2019 3 $23,584
2020 7 $14,868
2021 2 $0
2022 3 $0
2023 1 $9,230
2024 3 $0
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1995 9 $1,121,222
2011 11 $216,866
2005 80 $163,993

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