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Flood Figures

ZIP 33496 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 2,343 NFIP flood insurance policies are in force in ZIP 33496 (Boca Raton, FL), with 138 flood claims recorded since 1978.

Policies & premiums

Policies in force
2,343
Median annual premium
$416
premium only
Median annual cost
$636
premium + fees & surcharges
Mean annual premium
$463
premium only
Policies in SFHA zones
0.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$522,233,000
Contents coverage in force
$210,902,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33496 by rated flood zone
Policies Share Share bar
X 2,324 99.2%
C 17 0.7%
A 1 0.0%
B 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33496 by occupancy type
Policies Share Share bar
Single-family homes 1,891 80.7%
Multi-unit buildings 211 9.0%
Units in multi-unit buildings 185 7.9%
Non-residential buildings 56 2.4%

Claims history since 1978

Claims since 1978
138
Total paid
$1,321,368
Paid on buildings
$1,090,745
Paid on contents
$230,622
NFIP claims filed per year in ZIP 33496, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1981 4 $927
1987 1 $0
1992 2 $0
1994 2 $0
1995 3 $315
1996 1 $0
1997 1 $0
1998 2 $4,257
1999 20 $60,724
2002 1 $4,771
2003 1 $2,382
2004 5 $9,869
2005 15 $11,916
2008 2 $0
2009 7 $7,993
2010 3 $0
2011 10 $117,730
2012 7 $7,162
2013 21 $332,397
2014 6 $152,436
2015 2 $18,615
2016 2 $0
2017 9 $25,203
2018 2 $4,346
2019 4 $0
2020 1 $24,599
2021 2 $0
2022 1 $501,417
2025 1 $34,308

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 1 $501,417
2013 21 $332,397
2014 6 $152,436

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