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Flood Figures

ZIP 33432 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,591 NFIP flood insurance policies are in force in ZIP 33432 (Boca Raton, FL), with 238 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,591
Median annual premium
$985
premium only
Median annual cost
$1,266
premium + fees & surcharges
Mean annual premium
$1,861
premium only
Policies in SFHA zones
47.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,346,034,000
Contents coverage in force
$133,519,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33432 by rated flood zone
Policies Share Share bar
X 2,728 48.8%
AE 2,128 38.1%
VE 511 9.1%
C 144 2.6%
AH 67 1.2%
A04 4 0.1%
B 2 0.0%
AO 2 0.0%
A03 1 0.0%
A02 1 0.0%
A08 1 0.0%
A05 1 0.0%
A06 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33432 by occupancy type
Policies Share Share bar
Multi-unit buildings 4,119 73.7%
Single-family homes 1,085 19.4%
Units in multi-unit buildings 236 4.2%
Non-residential buildings 151 2.7%

Claims history since 1978

Claims since 1978
238
Total paid
$7,062,700
Paid on buildings
$6,641,142
Paid on contents
$421,558
NFIP claims filed per year in ZIP 33432, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 36 $32,389
1980 2 $870
1981 3 $5,080
1982 11 $20,798
1983 1 $0
1984 1 $0
1985 1 $0
1987 4 $0
1989 1 $0
1990 1 $0
1991 2 $749
1992 6 $0
1993 1 $0
1994 2 $2,381
1996 1 $0
1998 2 $1,278
1999 20 $79,353
2000 2 $3,766
2001 1 $0
2003 1 $8,374
2004 12 $26,608
2005 19 $65,801
2006 1 $0
2008 2 $10,086
2009 2 $0
2011 3 $4,558
2012 2 $203,339
2013 3 $8,331
2014 4 $97,039
2015 1 $8,134
2016 8 $241,031
2017 21 $741,045
2018 1 $0
2019 2 $50,657
2020 8 $86,311
2022 2 $16,518
2024 1 $46,597
2025 47 $5,301,607

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2025 47 $5,301,607
2017 21 $741,045
2016 8 $241,031

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