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Flood Figures

ZIP 33018 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,712 NFIP flood insurance policies are in force in ZIP 33018 (Hialeah, FL), with 939 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,712
Median annual premium
$381
premium only
Median annual cost
$538
premium + fees & surcharges
Mean annual premium
$421
premium only
Policies in SFHA zones
95.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,397,979,000
Contents coverage in force
$311,577,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33018 by rated flood zone
Policies Share Share bar
AE 5,320 93.1%
X 246 4.3%
AH 139 2.4%
AHB 5 0.1%
A 2 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33018 by occupancy type
Policies Share Share bar
Single-family homes 5,279 92.4%
Multi-unit buildings 208 3.6%
Non-residential buildings 165 2.9%
Units in multi-unit buildings 60 1.1%

Claims history since 1978

Claims since 1978
939
Total paid
$6,290,063
Paid on buildings
$4,816,521
Paid on contents
$1,473,541
NFIP claims filed per year in ZIP 33018, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1987 1 $0
1989 2 $1,396
1991 2 $5,078
1992 19 $1,285
1993 1 $983
1994 33 $37,747
1995 43 $104,185
1996 6 $1,084
1997 12 $7,842
1998 8 $3,466
1999 422 $2,069,637
2000 124 $553,738
2001 5 $11,474
2002 8 $25,214
2003 1 $0
2004 17 $59,801
2005 91 $351,711
2006 5 $3,136
2007 5 $33,652
2008 2 $0
2009 6 $27,693
2010 3 $0
2011 6 $21,244
2012 4 $0
2013 1 $0
2014 4 $86,009
2015 1 $0
2016 1 $0
2017 36 $684,390
2018 1 $0
2019 2 $0
2020 37 $837,645
2021 1 $0
2022 7 $232,097
2023 10 $538,616
2024 10 $590,939
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 422 $2,069,637
2020 37 $837,645
2017 36 $684,390

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