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Flood Figures

ZIP 33015 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 8,020 NFIP flood insurance policies are in force in ZIP 33015 (Hialeah, FL), with 1,049 flood claims recorded since 1978.

Policies & premiums

Policies in force
8,020
Median annual premium
$362
premium only
Median annual cost
$513
premium + fees & surcharges
Mean annual premium
$382
premium only
Policies in SFHA zones
98.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,885,841,000
Contents coverage in force
$381,541,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33015 by rated flood zone
Policies Share Share bar
AE 7,906 98.6%
X 105 1.3%
AH 6 0.1%
AHB 2 0.0%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33015 by occupancy type
Policies Share Share bar
Single-family homes 6,914 86.2%
Multi-unit buildings 799 10.0%
Units in multi-unit buildings 159 2.0%
Non-residential buildings 148 1.8%

Claims history since 1978

Claims since 1978
1,049
Total paid
$3,796,836
Paid on buildings
$3,159,192
Paid on contents
$637,644
NFIP claims filed per year in ZIP 33015, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 7 $1,122
1981 8 $2,842
1982 2 $0
1984 1 $0
1985 6 $434
1986 1 $0
1990 2 $0
1991 3 $1,027
1992 36 $10,182
1993 2 $0
1994 32 $32,338
1995 19 $43,170
1996 9 $1,396
1997 6 $480
1998 3 $493
1999 345 $742,126
2000 111 $498,212
2001 13 $23,193
2002 6 $3,584
2003 13 $465
2004 16 $20,500
2005 116 $196,392
2006 2 $2,290
2007 7 $31,382
2008 6 $0
2009 3 $0
2010 1 $0
2011 6 $5,272
2012 17 $38,122
2013 3 $0
2014 4 $0
2016 1 $0
2017 73 $499,541
2018 1 $0
2019 9 $144
2020 133 $1,574,586
2021 4 $0
2022 3 $0
2023 10 $42,875
2024 7 $24,668
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2020 133 $1,574,586
1999 345 $742,126
2017 73 $499,541

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