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Flood Figures

ZIP 33014 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,021 NFIP flood insurance policies are in force in ZIP 33014 (Hialeah, FL), with 474 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,021
Median annual premium
$392
premium only
Median annual cost
$552
premium + fees & surcharges
Mean annual premium
$447
premium only
Policies in SFHA zones
92.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$665,048,000
Contents coverage in force
$136,987,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33014 by rated flood zone
Policies Share Share bar
AE 1,909 63.2%
AH 863 28.6%
X 213 7.1%
AHB 36 1.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33014 by occupancy type
Policies Share Share bar
Single-family homes 2,212 73.2%
Multi-unit buildings 600 19.9%
Non-residential buildings 140 4.6%
Units in multi-unit buildings 69 2.3%

Claims history since 1978

Claims since 1978
474
Total paid
$1,857,245
Paid on buildings
$1,628,076
Paid on contents
$229,169
NFIP claims filed per year in ZIP 33014, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 5 $1,239
1980 2 $0
1981 7 $543
1982 4 $515
1983 2 $1,040
1984 1 $0
1986 1 $0
1990 3 $4,200
1991 5 $0
1992 29 $22,626
1993 2 $0
1994 6 $2,623
1995 17 $24,067
1996 8 $15,222
1997 2 $888
1998 8 $3,607
1999 137 $642,620
2000 83 $410,088
2001 10 $23,695
2002 8 $100,727
2003 2 $0
2004 12 $123,492
2005 48 $72,037
2006 1 $0
2007 3 $4,793
2008 2 $0
2009 3 $5,408
2010 1 $0
2011 4 $0
2012 3 $25,026
2013 1 $0
2014 2 $11,286
2015 3 $0
2017 32 $137,495
2018 1 $0
2019 2 $86,671
2020 7 $55,329
2022 2 $0
2024 4 $82,007
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1999 137 $642,620
2000 83 $410,088
2017 32 $137,495

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