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Flood Figures

ZIP 33012 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 5,025 NFIP flood insurance policies are in force in ZIP 33012 (Hialeah, FL), with 1,192 flood claims recorded since 1978.

Policies & premiums

Policies in force
5,025
Median annual premium
$454
premium only
Median annual cost
$644
premium + fees & surcharges
Mean annual premium
$564
premium only
Policies in SFHA zones
93.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$1,002,919,000
Contents coverage in force
$130,701,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 33012 by rated flood zone
Policies Share Share bar
AH 4,514 89.8%
X 249 5.0%
AHB 143 2.8%
AE 118 2.3%
A 1 0.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 33012 by occupancy type
Policies Share Share bar
Single-family homes 2,566 51.1%
Multi-unit buildings 2,073 41.3%
Non-residential buildings 265 5.3%
Units in multi-unit buildings 120 2.4%
Mobile homes 1 0.0%

Claims history since 1978

Claims since 1978
1,192
Total paid
$9,463,689
Paid on buildings
$7,792,029
Paid on contents
$1,671,660
NFIP claims filed per year in ZIP 33012, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 21 $11,313
1980 4 $4,304
1981 15 $31,941
1982 8 $29,802
1983 4 $995
1984 9 $71,180
1985 2 $0
1986 6 $2,494
1987 1 $1,245
1990 1 $0
1991 36 $113,344
1992 77 $145,137
1993 2 $9,605
1994 19 $22,394
1995 22 $83,857
1996 3 $0
1997 5 $24,032
1998 7 $0
1999 303 $3,289,459
2000 418 $3,671,205
2001 8 $9,032
2002 2 $0
2003 5 $18,312
2004 7 $1,500
2005 67 $49,326
2006 5 $16,085
2007 3 $17,254
2008 5 $3,805
2009 1 $0
2010 25 $955,665
2011 3 $14,792
2012 3 $4,840
2013 3 $3,900
2014 5 $0
2015 2 $3,521
2017 32 $36,767
2020 45 $769,399
2022 4 $21,065
2023 2 $13,546
2024 2 $12,575

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2000 418 $3,671,205
1999 303 $3,289,459
2010 25 $955,665

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