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Flood Figures

ZIP 32225 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,859 NFIP flood insurance policies are in force in ZIP 32225 (Jacksonville, FL), with 122 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,859
Median annual premium
$701
premium only
Median annual cost
$917
premium + fees & surcharges
Mean annual premium
$741
premium only
Policies in SFHA zones
25.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$447,798,000
Contents coverage in force
$154,272,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32225 by rated flood zone
Policies Share Share bar
X 1,285 69.1%
AE 548 29.5%
AH 10 0.5%
B 10 0.5%
C 3 0.2%
AHB 2 0.1%
VE 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32225 by occupancy type
Policies Share Share bar
Single-family homes 1,633 87.8%
Multi-unit buildings 161 8.7%
Units in multi-unit buildings 38 2.0%
Non-residential buildings 27 1.5%

Claims history since 1978

Claims since 1978
122
Total paid
$1,340,011
Paid on buildings
$1,136,168
Paid on contents
$203,843
NFIP claims filed per year in ZIP 32225, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1984 1 $0
1989 2 $0
1991 2 $2,906
1992 2 $1,642
1994 2 $0
1995 1 $1,231
1996 1 $0
1998 2 $0
2000 1 $7,851
2001 3 $21,993
2004 5 $28,248
2005 2 $35,576
2008 5 $61,877
2009 4 $6,261
2011 1 $15,802
2012 11 $57,360
2013 4 $28,150
2015 9 $3,900
2016 24 $201,436
2017 24 $601,250
2018 1 $0
2021 2 $22,433
2022 9 $227,422
2023 3 $14,674
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 24 $601,250
2022 9 $227,422
2016 24 $201,436

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