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Flood Figures

ZIP 32210 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 1,240 NFIP flood insurance policies are in force in ZIP 32210 (Jacksonville, FL), with 912 flood claims recorded since 1978.

Policies & premiums

Policies in force
1,240
Median annual premium
$858
premium only
Median annual cost
$1,086
premium + fees & surcharges
Mean annual premium
$1,152
premium only
Policies in SFHA zones
25.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$284,505,000
Contents coverage in force
$80,212,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32210 by rated flood zone
Policies Share Share bar
X 898 72.4%
AE 322 26.0%
AO 13 1.0%
B 4 0.3%
A 2 0.2%
C 1 0.1%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32210 by occupancy type
Policies Share Share bar
Single-family homes 839 67.7%
Multi-unit buildings 316 25.5%
Units in multi-unit buildings 38 3.1%
Non-residential buildings 33 2.7%
Mobile homes 14 1.1%

Claims history since 1978

Claims since 1978
912
Total paid
$44,934,016
Paid on buildings
$34,920,080
Paid on contents
$9,971,636
NFIP claims filed per year in ZIP 32210, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1978 1 $2,926
1979 3 $5,352
1983 1 $0
1984 1 $2,766
1989 18 $434,287
1991 24 $43,128
1992 50 $1,543,489
1993 1 $0
1994 15 $32,800
1995 25 $173,097
1996 62 $2,486,862
1997 1 $1,381
1998 74 $2,561,591
2000 4 $23,789
2001 7 $28,051
2002 3 $0
2003 1 $0
2004 47 $1,350,766
2005 4 $154,829
2006 1 $0
2007 8 $33,619
2008 43 $553,439
2009 7 $0
2010 1 $0
2011 3 $8,464
2012 57 $642,238
2013 6 $52,491
2014 3 $0
2015 2 $0
2016 10 $95,028
2017 393 $33,955,724
2018 1 $0
2020 3 $35,537
2021 5 $19,002
2022 18 $564,341
2023 1 $0
2024 6 $129,020
2025 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 393 $33,955,724
1998 74 $2,561,591
1996 62 $2,486,862

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